- Coronavirus FAQ's
- How we're supporting you during coronavirus
- health.com.au with Kieser
- The value of private health insurance in a pandemic
- Adding or removing people from your account
- Authorising another person on your cover
- Cover review
- How do I check my limits?
- Pre-existing conditions
- Suspending your cover
- Updating your details
- What am I covered for?
- Waiting periods explained
- Private health insurance reforms
- Gap in cover
- Emergency Department Fees
- Going to Hospital
- Hospital Added Costs
- Insulin Pumps
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- LHC exemptions
- Public vs. Private
- Restrictions & Exclusions
- Understanding out of pockets
- What is an excess?
- What is LHC?
- What is the MBS?
- Where does Medicare fit in?
- Transcranial Magnetic Stimulation (TMS) Pilot
- Annual premium review
- Can I lock in my premium?
- I can’t use my cover like I used to...
- What if my cover is currently suspended?
- Where do my premiums go?
- Why does my premium change every year?
- Why does my premium change, if I rarely make claims?
- Why is my price change different to the national average percentage?
- 3 ways to save money on your health insurance.
Reciprocal Healthcare Agreement
Some selected countries have a Reciprocal Healthcare Agreement (RHCA) with Australia that entitles their citizens to Medicare eligibility, but even citizens who are eligible for Australian Medicare under an RHCA are only covered for public hospital treatment that is medically essential. RHCA's do not cover treatment in private hospitals.
Working or temporary graduate visa visitors to Australia who are required to hold private hospital cover in Australia (or who are citizens of countries that do not have an RHCA with Australia) must obtain a Department of Immigration-approved overseas visitors health cover, such as health.com.au's Budget Workers Cover, before they arrive in Australia.
Countries with Reciprocal Healthcare Agreements Participating RHCA countries are:
- New Zealand
- Republic of Ireland
- United Kingdom
You can find more information about RHCA’s on the Australian government site.
If you are eligible for reciprocal Medicare, there are heaps of benefits to also holding a health.com.au hospital cover. Your health.com.au Overseas Visitors Cover will ensure you are covered for non-essential admissions, like investigative procedures, as well as ambulance services and visits to private hospital.