How does extras cover work?

Extras cover helps with the cost of services generally not covered by Medicare and focuses on keeping you healthy. Extras include things like dental, glasses, physiotherapy and a range of other services.

Here's the full list of extras categories that you can be covered for:

  • Acupuncture and Chinese Medicine
  • Ambulance 
  • Ante-Natal and Post Natal Services
  • Chiropractic and Osteopathy
  • Dental
  • Dietetics
  • Health Appliances
  • Health Management
  • Non PBS prescription medications and Travel Vaccinations
  • Occupational Therapy
  • Optical
  • Orthoptics
  • Physiotherapy, Hydrotherapy, Myotherapy and Exercise Physiology.
  • Podiatry and Orthotics
  • Psychology
  • Remedial Massage
  • Speech therapy 

Please note: Not all services are covered on all products.


Benefits are paid once waiting periods have been served, up to an annual cap, which applies over a calendar year and varies by cover. Your benefits will reset as of 1 January each year.

The easiest way to submit a claim is via our contact form below. 



Have you heard the word?

On 1 July 2021, will join forces with Frank Health Insurance.

Learn more about how this may affect your Extras cover here.