Paying claims...

Waits waiver ends 30/06, 1 month free ext to 31/8!

Join by 30/06 for a 2 month extras waits waiver and get your 3rd month free. Join between 01/07  - 31/08 and get your 3rd month free. All offers are for new customers who join on hospital & extras combined policies only.

Get a quote

Welcome to!

We are glad you received your claims card in the mail.

The claims card will allow you to claim immediately at health care providers who use a HiCaps terminal. This includes most dentists as well as many physiotherapists and other providers.

Although your health insurance may have started, this card isn’t activated until your account is paid up to the current date.  Normally this happens when we draw your first direct debit. You can check these dates by signing into

If you wish to activate your card straight away, you can do that here.  Otherwise, you can pay the provider directly and put through the claim on our website!

If by chance we got the spelling wrong, or if a member of your family is missing from the card, you can update or correct the details. You can also order a new card on our website!

Any questions? Feel free to give us a ring or contact us by live chat on the buttons below.

Welcome aboard. We are so glad that you chose

Getting Started